Your complete net worth
Bank balances, investment portfolio, property equity, pension — minus mortgage and liabilities. One number that reflects your actual financial position. Not an estimate. The real number, updated whenever your accounts sync.
MyCFO turns the complexity of your financial life — multiple banks, investments, a mortgage, currencies — into one consolidated view. Then it acts as your CFO: watching, advising, and telling you what matters before you had to ask.
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Most financially literate professionals are managing 3–4 institutions at once: a salary account, Revolut for daily spending, a savings account, a brokerage. Each app shows one slice. Your real position requires mental arithmetic across all of them — and it's always approximate.
The cost isn't a bad decision. It's an incomplete one. A savings rate lower than it could be. A tax window missed in December. Capital sitting uninvested because nobody flagged the timing. These don't feel like emergencies. Over ten years they are the difference between two financial trajectories.
Most tools show you one account at a time. MyCFO holds the whole picture and tells you what to do about it.
Bank balances, investment portfolio, property equity, pension — minus mortgage and liabilities. One number that reflects your actual financial position. Not an estimate. The real number, updated whenever your accounts sync.
Connects across banks via Open Banking or CSV upload. Automatically detects when you move money between your own accounts — so your spending numbers reflect what you actually spent, not what you transferred to yourself.
Not "did I stay within budget?" — the question that actually matters is "how long can I sustain this?" MyCFO calculates your real runway from actual income and actual spend, updated with every sync.
Based on your actual spending patterns, recurring commitments, and income rhythm, MyCFO projects your cash position forward. Not a budget you built once and ignored — a live forecast that updates as your life does.
Unusual spend this month. A direct debit that changed. A recurring payment that didn't arrive. MyCFO surfaces the signal before you go looking for it.
Add a property, update your portfolio value, record a new liability — tell your CFO in plain language. It updates your position and asks the right follow-up questions. A real CFO learns through conversation.
MyCFO learns your financial situation and keeps getting more useful the longer you use it.
Link your accounts via Open Banking — or drop in a CSV export from any bank. ActivoBank, Revolut, ING, and more. MyCFO auto-detects transfers between your own accounts so your spending numbers are accurate from day one.
No forms, no setup wizard. Just talk: "I have a DEGIRO portfolio worth €28k, a mortgage at €180k outstanding, and I'm saving for a house in Spain." The CFO holds that context and builds your complete picture through conversation.
Weekly financial briefings, proactive alerts when something changes, and answers to any question — all working from your complete, accurate picture. The CFO never stops watching, even when you're not thinking about money.
Spreadsheets work — if you maintain them. The honest case against them isn't that they're primitive. It's that a spreadsheet is passive by design: it never tells you something you didn't already think to ask. You have to know the question, open the file, and run the calculation. MyCFO watches your accounts and surfaces what matters before you thought to look.
Your bank shows one bank's data. It never shows your Revolut balance alongside your main bank, your brokerage, or your mortgage position — because doing so would show you a complete picture that might not include more of their products. That conflict of interest is structural. MyCFO has no products to sell you. Its only incentive is giving you an accurate, complete view.
Most people in this situation do muddle through. The cost isn't disaster — it's a slower financial trajectory. A savings rate that could be meaningfully higher. A pension contribution tax deduction missed every December. Cash sitting uninvested because the timing was never flagged. These don't feel like problems until much later. MyCFO closes the gap between where you think you are and where you actually are. That gap, compounded, is the difference between two meaningfully different financial outcomes.
"The first time I ran my own finances through MyCFO, I had a real runway number — not a feeling, not a back-of-envelope estimate. A number I could actually act on. From that, I set a real monthly spend budget for the first time. And from that, I could see clearly how much I was able to redirect to investing each month — capital I'd been sitting on because I never knew with certainty whether I could commit it."
— Salvador, founder of MyCFO
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Share with fellow professionals — every referral moves you up the queue.
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