How To Download A Wise Statement

Wise lets you download account statements in 3 formats — PDF, CSV, and OFX — covering up to 5 years of transaction history per currency account.

Pulling your Wise statement is a two-minute job once you know where to look. The friction comes when you hold multiple currency accounts — EUR, GBP, USD — and need consolidated records for your Portuguese IRS filing or to reconcile spending across banks. This guide covers both: the standard download and how to pull statements across multiple accounts without losing your mind.

Why Statement Format Matters

Most people grab the PDF and stop there. That works for proving account ownership or sending to a landlord. For any actual financial analysis — tracking what Wise spending represents across your household budget — CSV is the format you want.

CSV drops into a spreadsheet or any aggregator app directly. OFX is the structured format that accounting software reads natively. PDF is for humans; CSV and OFX are for machines.

PSD2 is the EU directive that determines how banks and payment institutions must classify and report transactions. It shapes what Wise is required to provide, under Directive 2015/2366/EU, Article 47. In Portugal, this is enforced by Banco de Portugal; in Spain, by Banco de España.

Pick your format before you start. It saves a second download.

How To Download a Single Statement

Log into Wise on desktop — the mobile app does not support statement downloads. From there, the path is straightforward.

Go to your account and select the currency account you want (EUR, GBP, USD, or whichever applies).
Click “Statement” in the top right corner of that account view.
Choose your date range — Wise allows up to 5 years back.
Select your format: PDF, CSV, or OFX.
Click “Download statement” and save the file.

One download covers one currency account for one date range. If you want EUR only, this is all you need.

Wise holds up to 5 years of statement history per currency account. In practice, most download requests cover 12 months or less.

How To Download Multiple Statements

Each currency account generates its own statement. If you hold EUR, GBP, and USD balances, that is three separate downloads for the same period. There is no single-click export that consolidates all currencies.

If you want to know your real number without manually reconciling three Wise exports plus your Portuguese bank accounts, MyCFO pulls all accounts into one view automatically — transfers and currency conversions handled separately so they do not distort your totals.

For each additional currency account, repeat the five steps above. The date range selector appears fresh each time, so set it consistently. Mismatched periods are the most common error when people try to build a full picture of their Wise activity.

When the Mobile App Falls Short

Wise’s mobile app does show your transaction history, and you can search and filter within it. For a quick check on last month’s spending, that is fine.

The problem arises at tax time or when you need documentation. The Portuguese tax authority does not accept screenshots. A landlord or mortgage broker will not accept app views. For any official purpose — IRS Modelo 3, proof of income, mortgage application — you need a downloaded statement from desktop.

So What

If you have one Wise account in one currency, this is a solved problem in under two minutes. The real work starts when you have three currency accounts, a Portuguese bank account, and a Spanish one, and you need a single accurate picture of where your money is.

“PSD2 is the EU directive that determines how banks and payment institutions must classify and report transactions.”

Log in to Wise on desktop and select your first currency account.
Click “Statement”, set an identical date range across all accounts, and download in CSV format.
Repeat for each currency account — EUR, GBP, USD — keeping date ranges consistent.
Import all CSVs into your aggregator or spreadsheet, then exclude any internal Wise currency conversion entries to avoid double-counting transfers between your own balances.

Pordata’s 2023 household finance data shows that Portuguese households hold savings and current accounts across an average of 1.8 institutions — making consolidated exports a routine task for the majority of households.

The format is your first decision. After that, it is just repetition.

Frequently Asked Questions

Can I download a Wise statement on my phone?

No. Statement downloads are only available on the Wise desktop site. The mobile app shows transaction history and lets you search and filter, but there is no export function in the app. For PDF, CSV, or OFX files — required for tax filings, mortgage applications, or any official documentation — you must log in via a desktop browser.

How do I download statements when I have accounts at multiple banks alongside Wise?

Each institution requires a separate export. For Wise, download one statement per currency account. For your Portuguese or Spanish bank, use their own statement export. The problem is reconciling them — especially when Wise-to-bank transfers appear in both records. Mark those transfers clearly in your spreadsheet, or use an aggregator that strips inter-account transfers automatically before calculating totals.

How far back does Wise transaction history go?

Wise provides up to 5 years of transaction history per currency account. When downloading, the date range selector lets you set the start and end date freely within that window. If you need records older than 5 years, contact Wise support directly — standard statement downloads will not retrieve data beyond that limit.

Downloading a Wise statement individually is simple. Pulling clean records across multiple currency accounts and several banks is where the process breaks down. MyCFO aggregates your Wise activity alongside your other accounts — ActivoBank, ING, Revolut — stripping internal transfers so your totals stay accurate. See your real number across all accounts →