How To Export N26 Transactions To CSV

N26 lets you export up to 90 days of transactions as a CSV file in 3 steps — but multi-account users need one extra rule to keep their totals clean.

Getting your N26 transaction history out of the app is straightforward. The problem is what happens next: if you have accounts at N26, ActivoBank, and Revolut simultaneously, a transfer between them shows up as spending in every export. That distortion is what this article addresses — the export itself, and how to use the data without wrecking your numbers.

Why This Export Matters If You Have Multiple Accounts

Most people with more than one bank account eventually try to consolidate their data in a spreadsheet or budgeting tool. N26’s CSV export is the starting point for that process.

PSD2 — the EU directive that lets an aggregator connect to a bank — determines how banks must classify and report transaction data. In Portugal it’s enforced by Banco de Portugal; in Spain, by Banco de España. N26 operates under this framework in both markets, which means the data it exports follows standardised field conventions — date, amount, payee, transaction type — that any spreadsheet or aggregator can read.

That standardisation is useful. Use it.

How To Export Your N26 Transactions Step By Step

Open the N26 web app — the export function is not available in the mobile app, only at app.n26.com. Log in, go to your account, and find the “Statements” section in the left navigation menu.

Inside Statements, select “Account Activity Report” rather than “Balance Statement.” The balance statement is a PDF formatted for banks and landlords. The activity report is the file that gives you raw transaction rows in CSV format, which you can open in Excel or Google Sheets.

Choose your date range. N26 currently allows up to 90 days per export. If you need a full year, you will run this export four times and merge the files — set dates carefully so you have no gaps and no overlapping rows.

Download and check the file before doing anything else with it.

The One Rule That Keeps Your Totals Accurate

Here is where most people go wrong. If you transferred €500 from N26 to your ActivoBank account last month, that transfer appears as a debit in your N26 CSV. If you then import both files into a spreadsheet, you have counted €500 as spending twice.

The fix: add a column in your spreadsheet labelled “exclude.” Flag every row where the payee is one of your own accounts. Filter those rows out before running any sum. This is not optional — it is the difference between an accurate picture and a number that systematically overstates your outgoings.

Portuguese household savings data from Pordata shows median savings rates that are already under pressure. Inflating your apparent spending by double-counting transfers makes the picture look worse than it is, and leads to bad decisions.

Numbers should reflect reality. One sentence.

The Strongest Objection: Just Use An Aggregator App

Some might argue that exporting CSVs manually is unnecessary when apps like Fintonic connect to N26 directly and pull transactions automatically. That is a fair point — for single-account users.

For people with three or four accounts, most aggregator apps still show the same transfer-double-counting problem. The app sees a debit at N26 and a credit at ActivoBank and often classifies both as real transactions. Manual export at least forces you to look at the data — which is when you catch the error.

Automation without accuracy is just faster noise.

So What: Run The Export, Then Clean The Data

If you want to see your real spending figure without reconciling exports by hand, MyCFO handles multi-account aggregation automatically — stripping inter-account transfers before they distort your totals.

“If you transferred €500 from N26 to your ActivoBank account last month, that transfer appears as a debit in your N26 CSV.”

If you prefer the manual route, here are the exact steps:

Log in at app.n26.com and open the Statements section in the left navigation menu.
Select “Account Activity Report” and set your date range — maximum 90 days per file.
Download the CSV and open it in Excel or Google Sheets.
Add an “exclude” column and flag every row where the counterparty is one of your own accounts.
Filter out flagged rows before summing any category or calculating total spending.
Repeat for each 90-day period if you need a full year, then merge the files in chronological order.

Your number is only as good as your exclusions. Six steps, not sixty.

Frequently Asked Questions

Can I export N26 transactions from the mobile app?

No. The CSV export function is only available through the N26 web app at app.n26.com. The mobile app lets you view individual transactions and download PDF balance statements, but the account activity report — the file that gives you raw CSV rows — requires a desktop browser. Log in on a laptop or desktop and use the Statements section in the left navigation menu.

How far back can I export N26 transaction history?

N26 currently allows a maximum of 90 days per export. To retrieve a full year of data, you need to run 4 separate exports with consecutive date ranges. Set the end date of each export as the start date of the next to avoid gaps. After downloading all four files, merge them in a spreadsheet sorted by date, then check for duplicate rows at the boundaries.

If I have N26 and a second bank account, how do I avoid double-counting transfers between them?

Every transfer between your own accounts appears as a debit in one export and a credit in the other. Before calculating total spending, add an “exclude” column in your spreadsheet and flag any row where the payee is one of your own accounts. Filter those rows out before running totals. With 2 or more accounts, skipping this step overstates your monthly expenses by the full value of all inter-account transfers.

Exporting N26 transactions to CSV is a 3-step process — but the real work is cleaning the data when you have accounts at more than one bank. MyCFO connects to N26 and your other accounts simultaneously, stripping inter-account transfers automatically so your spending total is accurate from the start. Get the accurate figure →